Dhan Mutual Fund Charges Calculator

Dhan Mutual Fund Charges Formula:

\[ Charges = Exit Load (0-1\% \text{ if redeemed <1yr}) + STT (0.001\%) + \text{Dhan MF Transaction Charges} \]

Investment Amount:

INR

Holding Period:

years

Exit Load (%):

Dhan MF Transaction Charges:

INR

Total Charges (INR):

Net Amount After Charges (INR):

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1. What is Dhan Mutual Fund Charges Calculator?

The Dhan Mutual Fund Charges Calculator helps investors calculate the total charges applicable when redeeming mutual fund investments through Dhan platform. It considers exit load, securities transaction tax (STT), and platform transaction charges.

2. How Does the Calculator Work?

The calculator uses the following formula:

\[ Charges = Exit Load (0-1\% \text{ if redeemed <1yr}) + STT (0.001\%) + \text{Dhan MF Transaction Charges} \]

Where:

\( Exit Load \) — Applicable only if redeemed within 1 year (0-1%)
\( STT \) — Securities Transaction Tax at 0.001%
\( Dhan MF Transaction Charges \) — Platform-specific transaction fees

Explanation: The calculator helps investors understand the impact of various charges on their mutual fund redemptions, enabling better financial planning.

3. Importance of Mutual Fund Charges Calculation

Details: Understanding mutual fund charges is crucial for accurate return calculation, investment planning, and comparing different investment options. Charges can significantly impact net returns, especially for short-term investments.

4. Using the Calculator

Tips: Enter investment amount in INR, holding period in years, applicable exit load percentage, and Dhan platform transaction charges. All values must be valid positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: What is exit load in mutual funds?
A: Exit load is a fee charged by mutual funds when investors redeem their units within a specified period, typically within 1 year of investment.

Q2: Is STT applicable on all mutual fund transactions?
A: STT is applicable on redemption of equity-oriented mutual funds. The current rate is 0.001% of the redemption amount.

Q3: Are Dhan transaction charges fixed or percentage-based?
A: Dhan transaction charges may vary. Please check the latest charges on the Dhan platform as they can be fixed amounts or percentage-based.

Q4: When is exit load not applicable?
A: Exit load is typically not applicable if you hold the mutual fund units for more than 1 year. Some funds may have different exit load structures.

Q5: Can I avoid these charges completely?
A: While STT is mandatory for equity fund redemptions, you can avoid exit load by holding investments beyond the specified period and choose platforms with lower transaction charges.